Our financial representatives are the face of our organization. They not only represent the Northwestern Mutual, but they also represent the best interests of their clients. We are proud of their accomplishments, share in their enthusiasm and drive, and help motivate them to achieve the highest level of excellence.

 Bradley J Patterson

Bradley J Patterson, CLTC®

Financial Representative

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Brad has been a financial representative with Northwestern Mutual since 2006.  He graduated from the University of Toledo with a B.S. in finance and has since earned the Certified in Long-Term Care (CLTC) credential.  He is a member of the National Association of Insurance and Financial Advisors (NAIFA) Toledo Chapter.

Brad was born and raised in Toledo, Ohio.  He currently resides in Holland, Ohio, with his beautiful wife, Brittany, and their two daughters.  He enjoys attending sporting events and spending as much time as possible with his family.

 Brandon L Hedges

Brandon L Hedges

Financial Representative

 Brian A Kurtz

Brian A Kurtz, CFP®

Managing Director

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Brian has represented Northwestern Mutual since 2005, after graduating from Miami University in Oxford, Ohio, with a degree in Finance and a minor in Law.  Brian's mission is to develop enduring relationships with clients by providing expert guidance for a lifetime of financial security.  He is committed to finding the right solutions for personal, family, or business needs.

Brian and his wife, Mallory, make their home in Sylvania, Ohio.  He enjoys skiing, and playing softball, squash, and table tennis. 

 Debby E Parker

Debby E Parker, CFP®, CLU®, ChFC®, REBC®, CASL®

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Deb Parker, CFP®, CLU® , ChFC® , CASL® , is a Wealth Management Advisor with the Northwestern Mutual. Northwestern Mutual's mission is to develop enduring relationships with clients by providing expert guidance for a lifetime of financial security. She uses a four-step approach in working with her clients to understand complex financial issues and how they can affect life goals — whether a client is working to achieve current financial success or to protect and preserve assets over the long-term. For additional information, call Deb at 419-407-8638 or visit her website at

 Douglas P Steinhauser

Douglas P Steinhauser, CLU®, ChFC®

Financial Advisor

Douglas P. Steinhauser has represented  Northwestern Mutual since 1996. He was a college intern while attending the University of Toledo. He graduated  in 1998 with a Bachelors in Finance, at which time he became a full time financial advisor. He was born in Tiffin, OH, and currently resides in Perrysburg, OH, with his wife Shannon, and his children Brendan, Ashton, and Adalynn. During his career at Northwestern Mutual he has earned various designations, including Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC® ), and Chartered Advisor for Senior Living (CASL® ). 

 Gregory K Brescol

Gregory K Brescol, CLU®

College Unit Director

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 Howard J Arend

Howard J Arend, CLU®, ChFC®, CFP®, AEP®, CASL®

Howard Arend has been a financial advisor with Northwestern Mutual for over 16 years. His practice includes financial planning services for investments, life insurance, long-term care insurance, retirement planning, and disability income. In addition to earning the credentials of CLU®, ChFC®, CFP®, AEP®, CASL®, and AWMA®,he provides fee-based comprehensive business and estate planning with Northwestern Mutual Wealth Management. Howard and his wife, Katie, reside in Sherwood, Ohio, with their 6 children.  

 Joseph A Heban III

Joseph A Heban III, CLU®, ChFC®, LUTCF

Financial Representative

Joe has been a Financial Representative with Northwestern Mutual since 1989.  He graduated from The University of Toledo in 1989 with a degree in Marketing.  

He specializes in life insurance, disability insurance, and long term care working heavily in the physician marketplace.  He helps his clients make proper decisions with regards to their financial plans so they can strive to achieve their goals.

Joe and his wife, Tricia, live in Sylvania with their two children, Andrew and Mackenzie.  He is a member of St. Joseph’s Parish  where his children attend school.  He enjoys sports, spending time with his family as well as attending his children’s events and activities. 

 Kirk L Bernhard

Kirk L Bernhard, RHU®

Employee Benefit Specialist

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Kirk Bernhard,  born and raised in the Toledo Area. As a graduate of the University of Toledo with a B.S. in mathematical statistics, Kirk began in the insurance market place in 1998. Kirk extended his insurance knowledge by obtaining his R.H.U (Registered Health Underwriter) designation in 2001. Kirk has two lovely daughters and a beautiful wife. 

 Stephen H Wiener

Stephen H Wiener

Financial Representative

 Thomas M Herman

Thomas M Herman

Senior Financial Representative


Northwestern Mutual financial representatives have the opportunity to determine their own financial futures while making an impact on others.

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To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck